Tim Hortons Credit Card Rewards Sip, Swipe, and Save

do you want a free coffee every week well there’s a new credit card on the market that may be able to help you out with that Tim Horton’s recently partnered up with Neo Financial to introduce a brand new credit card and today on the credit verse channel, we’re going to check it out we’ll talk about his perks earn rates explore redemption options and walk you through how to apply for Tim Hortons Credit Card 

1. How to use Tim Hortons Credit Card

when you use this credit card because it’s not cash back it’s not membership rewards in fact it’s Tim’s rewards now we’ll go into this further a little bit later but off the top Tim’s rewards can only be used to redeem products at Tims or Tim Horton’s before we dive deeper into that let’s talk about what this card actually gives you its earn rates are as follows you get 5x on groceries gas EV charging Transit and related fields 15x at Tim Horton’s and one point for every $2 spent everywhere else now 5x 15x these are really big numbers but if you go

2.Swiping Right for Tim Hortons Credit Card Rewards

when you use this credit card. It’s not cash back or membership rewards; in fact, it’s Tim’s rewards. Now, we’ll go into this further a little bit later. But off the top, Tim’s rewards can only be used to redeem products at Tim Hortons. Before we dive deeper into that, let’s talk about what this Tim Hortons Credit Card actually gives you.

Its earn rates are as follows: 5x on groceries, gas, EV charging, transit, and related fields; 15x at Tim Hortons; and one point for every $2 spent everywhere else. These are really big numbers, but if you go back to the point I mentioned earlier, you’re collecting Tim’s rewards, which can only be redeemed for products at Tim Hortons.

When at Tim Hortons, you can redeem these points for a variety of different items such as food, beverages, or even merchandise. For example, you can get a Boston cream for 300 points or a free coffee of any size at 400 points. 

3. Doughnut Delights: Points on Pastries

If we pull up the trusty calculator Tim Hortons credit card has included on their website, we can walk through a couple of examples here. Let’s say that you get this credit card and use it as your daily driver. Every single purchase you make is going to be on this Tim Hortons credit card.

So, let’s say our fictional person spends $200 on groceries, $100 on gas or EV charging every month, $50 on transit, taxis, and ride sharing, another $50 at Tim Hortons, and let’s say $500 everywhere else. As you can see on this calculator, they would earn 2,750 points every single month or 33,000 points every single year.

You still may be a little bit confused because how much are these points actually worth? Well, I talked about it briefly earlier. You can redeem for a Boston cream donut at 300 points or a coffee at 400 points. But let’s break it down a little bit further. This fictional person that we used for our first example, if they spent all their points every single month on coffees, they would be able to get six to seven coffees for free every single month.

Now, you may start to see where I’m going with this. Six to seven free coffees every month is a great thing if you like coffee and Tim Hortons. If you don’t, I mean the card’s pretty much useless to you. But one cool thing about this card is it has no annual fee. So, by getting this card, the only thing you’re really putting on the line is your credit history when you apply for this Tim Hortons credit card. You get that credit check, but other than that, there’s no real cost or downside to getting this card.

4. Brewing Points, Not Just Coffee

Tim Hortons credit card actually gives you. Its earn rates are as follows: you get 5x on groceries, gas, EV charging, transit, and related fields, 15x at Tim Horton’s, and one point for every $2 spent everywhere else.

5. Loyalty in Every Sip

Tim’s rewards, which can only be redeemed for products at Tim Hortons. When at Tim Hortons, you can redeem these points for a variety of different items such as food, beverages, or even merchandise. For example, you can get a Boston cream for 300 points or a free coffee of any size at 400 points.

So, let’s say that our fictional person here spends $200 on groceries, $100 on gas or EV charging every month, $50 on transit, taxis, and ride-sharing, another $50 at Tim Hortons, and $500 everywhere else. They would earn 2,750 points every single month or 33,000 points every single year.

6.eligibility for Tim hortons credit card

you really need is a smartphone and an internet connection in reality you need a little bit more than that solid credit history some other factors that I don’t want to go into cuz they’re legal and I don’t want to get them wrong but if you don’t follow fall into the exact criteria that you need to get Tim Hortons credit card maybe you have no credit history or low credit score they are offering a secured version of the credit card which caters to a larger market and may be the right one for you so if you.

meet these eligibility requirements you like the earn rates you see you’re an avid Tim Horton’s customer let’s walk through how to apply for this card and thankfully Tim Horton has made this very easy all you got to do is open up the Tim Horton’s app and you’re immediately greeted by a little box on the top left here that says Tim’s Financial so we click that brings us to this page that breaks down what I talked about earlier 5x on gas here’s our 5,000 Point bonus some other earn rates

7.how apply for Tim Hortons credit card

at the bottom right we see sign up we click sign up it’s going to prompt us to go through a few steps here create a password I’ll do that once you get to this final step you agree to the terms and conditions click sign up and you’re brought to this page which gives you more information about the Tim Hortons credit card click through and here you go so here’s our standard Tim Horton credit card and the secured version 

Unlock the full potential of your Tim Hortons Credit Card, turning your everyday purchases into delightful rewards. Sip, swipe, and savor the perks that await you

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